Not only do we assist clients with restoring their credit but we are also able to help those that have no credit at all. To have a FICO score, for example, you need at least one account that’s been open six months or longer, and you need at least one creditor reporting activity to the credit bureaus in the last six months. How are you supposed to show a history of responsible repayment if no one will give you credit in the first place? This is something the credit experts at Credit Solutions Plus can help you with.
One of the best ways credit repair can help is by having you, the client, be involved. A credit repair company should also provide you guidance on how to maintain and improve your credit score. Credit repair is a team effort and all aspects of the process should be covered. This guidance can include what proper lines of credit to obtain, how to maintain lines of credit, and how not to use lines of credit to avoid credit scores decreasing.
Our company cannot perform any services until we have your signature on a written contract and have completed a five-day waiting period. During this time, you have the right to cancel the contract without paying any fees. Once the five-day waiting period is completed our services can begin. It is your responsibility to know the credit repair company’s cancellation policy. The written contract must include the following information:
- The payment terms for services, including the total cost.
- A description of the services to be completed.
- A time period of how long it will take to achieve the results.
- The company’s logistical information such as name and business address.
We all want fast results. The process will vary based on each client’s credit history and current credit status. Rest assured we start working for you the minute you sign up for our services.
Before signing up for credit repair services, a consultation should be provided. Credit repair is not for everyone. Your credit should be reviewed to get to understand your situation and determine if this is the right direction for you.
Absolutely! We can assist you with raising your credit score so you can qualify for a home loan or even refinance your current home loan.
We are different from other credit repair companies in that we not only work on removing inaccurate information but also provide you with direction on how to rebuild and improve your credit score. We will empower you with the knowledge to regain your financial independence so you can enjoy the benefits of good credit once again.